If you're still looking for unique gift ideas, think about becoming a bank. While you won't qualify for any sort of bailout, you can 'bail out' others who could use your lending hand. Of course, you can always offer some money to those you personally know who could use it right now. Or, you could immerse yourself in the world of microfinance and lend money to budding entrepreneurs around the world. Sites like Kiva.org create the link between borrower (them) and lender (you), getting you a step closer towards becoming a financial juggernaut – or at least a charitable individual.